What is the Foundation 3?
Imagine a world where employee benefits are simple and affordable. The Foundation Benefits 3 provides helpful information unraveling the confusion and lightening the load.
There are 3 part to help you.
Something Smart: Insights that hopefully thought-provoking and not necessarily related to insurance.
What's Going On: Updates on Foundation Benefits happenings, timely insurance news & issues with broad business impacts.
The Takeaway: Multipart series to help you grow to better understand the world of employee benefits.
Foundation 3 will be shared each Thursdays at 10 AM.
9.11.25
I stole this weeks "Something Smart."
But it was really smart.
Fully Insured vs. Self Funded
Quick overview of the differences.
New laws passed that affect benefits, Part 2
Its a shame that this law had to be passed.
Can we just get some honesty and transparency please?
Have you checked out the Answers section of our website?
9.4.25
Does company culture really dictate employees satisfaction? No. But what does?
Medicare Part D Notices by October 15th. This is a have to do compliance issue.
New laws passed that affect benefits, Part 1 It's for the babies. Newborn enrollment changes in 2026.
Medicare Part D Notices… Everything you need
8.28.25
3 out of the box ideas from Denver?
You've seen "Health Rosetta Advisor" in my email signature.
What is that really?
My Unpopular Opinions Series, Part 5
Making this happen!!!
$0 cost to employees AND employers saving $$$
Books to help understand some issues in Healthcare.
8.21.25
All that was really needed was a PUSH sign!
NYC… it was a lot for this Texan. ~ 2 perspectives about your business ~
My Unpopular Opinions Series, Part 4 Passive Open Enrollments... Hate 'em
8.14.25
HELLO... Hello!!! Being in an echo chamber is not a good place to be.
Medicare Part D Notices due soon Everything you'll need is on the FB3 Website.
My Unpopular Opinions Series, Part 3 HMOs and Limited networks. I like 'em.
Medicare Part D Notices… Everything you need
8.7.25
Can your healthcare decisions be made without a financial decision.
Shouldn't we be able to?
Chicago was great.
3 snippets of advice I took away.
My Unpopular Opinions Series, Part 2
FSAs are not worth the Squeeze.
7.31.25
HSAs, FSAs, PPO, HMO, EPO, OOP, CO-pays....
Need some help on knowing insurance jargon. We can help.
Look who I met in Austin?
New Series: My unpopular opinions.
Why I don't really like Health Savings Accounts (HSA) or High Deductible Health Plans (HDHP).
Your resources:
7.17.25
We all HATE Grackles. The answer is as easy as Kala, the hawk!
How is your handbook? Crusty? Old? Out of date? We can help with that.
Coaching up and training the Supervisors. The first line of defense.
Your resources:
7.10.25
What the explosion in West taught me about the best way to help in the Hill Country now.
The Big Beautiful Bill was signed.
How does it effect benefits?
Vacation!
Your resources:
7.3.25
My traditional July 4th Message!
Senate Bill 1332 is here to save the day.
Need an Employer Healthcare Success Formula?
Part 6: Win-Win Outcome
Transparent, Affordable, Sustainable!
Your resources:
