What is the Foundation 3?

Imagine a world where employee benefits are simple and affordable. The Foundation Benefits 3 provides helpful information unraveling the confusion and lightening the load.

There are 3 part to help you.

Something Smart: Insights that hopefully thought-provoking and not necessarily related to insurance.

What's Going On: Updates on Foundation Benefits happenings, timely insurance news & issues with broad business impacts.

    The Takeaway: Multipart series to help you grow to better understand the world of employee benefits.

Foundation 3 will be shared each Thursdays at 10 AM.

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10.30.25

Everyone is getting scary renewal this year? Why is that?  We'll tell you why!

Halloween is tomorrow. My 2 traumatic stories from growing up in the the 1970s.

Part 4: Enrolling Employees What is the key role of the HR department. Our recipe to a successful enrollment.

10.23.25

Download our Open Enrollment Guide

Open Enrollment season is about to start.   How about a guide for some guidance?

Tooting the horn on one of us. Guess who?

Part 3: Making Decisions Rates are in and your meeting to see the numbers! How is that done and what's next?

10.16.25

The DO and DON’T resource.

The Nine Lies About Work.  

Quick Take: good read & a new way to look at old ideas.

Benefits need a warning label sometimes. 

Get "do" & "don't" guidance.

Part 2: Quoting

When the renewal meeting is over how are benefits quoted?

How long until we should hear back with options?

10.9.25

COBRA... It is a snake. What are some tools to help tame it.

FMLA... Make sure you understand it. An employees misunderstanding can cause a mess.

Part 1: Open Enrollment

When so brokers get the renewal for next year.What can we do with it right off the bat?

COBRA Help

FMLA Help

10.2.25

Medicare Part D Notices… Everything you need

Creditable Coverage Template
NON Creditable Coverage Template

What is your time personality? I am a Bender.

Mayday, Mayday, Mayday Final reminder about your Medicare Part D Notices

Starting a new series Open Enrollment... Pulling back the curtain. See how the process works from the inside.

Time Personality

9.25.18

Who is setting your team's goals?

Who shouldn't be setting your team's goals?

Grief.  It is a really big issue for us.

We chose to make a change in the way we did things.

New laws passed that affect benefits, Part 4.

Changes to using AI for claims.

How does it change the exceptions for the patient?

Follow link below for other laws passed in 2025 Tx. Legislature concerning Employee Benefits.

9.18.25

Guest Appearance by Vanessa!!!  This ought to be good.

Are you struggling with time management?  Me too!!! 

3 Tips that have helped me.

We went to Zion National Park.

It was beautiful.

New laws passed that affect benefits, Part 3

This new law has made terming employees easier.

Also can save you a lot of money.?

9.11.25

I stole this weeks "Something Smart."

But it was really smart.

Fully Insured vs. Self Funded

Quick overview of the differences.

New laws passed that affect benefits, Part 2

Its a shame that this law had to be passed.

Can we just get some honesty and transparency please?


Have you checked out the Answers section of our website?

9.4.25


Does company culture really dictate employees satisfaction? No.  But what does?

Medicare Part D Notices by October 15th. This is a have to do compliance issue.

New laws passed that affect benefits, Part 1 It's for the babies. Newborn enrollment changes in 2026.

Medicare Part D Notices… Everything you need

Creditable Coverage Template
NON Creditable Coverage Template

8.28.25

3 out of the box ideas from Denver?

You've seen "Health Rosetta Advisor" in my email signature.  

What is that really?

My Unpopular Opinions Series, Part 5

Making this happen!!!

$0 cost to employees AND employers saving $$$

Books to help understand some issues in Healthcare.

8.21.25

All that was really needed was  a PUSH sign!

NYC… it was a lot for this Texan.  ~ 2 perspectives about your business ~

My Unpopular Opinions Series, Part 4 Passive Open Enrollments... Hate 'em